Your guide to interest free credit
We're proud to say our payment options are the best you'll find. Whether you buy in store or online you can choose from a flexible range of repayment terms from 6 months all the way up to 3 years, all totally interest free with no deposit. If you would like to defer your first repayment date you can, there is no charge and the repayments that follow are again totally interest free. The price you see is always the price you pay.
If you decide to take advantage of our interest free credit, here's a quick guide to everything you will need to know.
At DFS we do things differently, you decide...
How you want to pay
Want to pay for your sofa in less than 3 years? Not a problem. We give you the flexibility of having a totally interest free loan over 6, 12, 18, 24, 30 or 36 months.
When you want to pay
That is very much up to you. You can start your repayments 1 month after your sofa delivery and then take 3 years interest free credit.
Other ways to pay
If you would prefer not to take up the interest free credit offer you can pay by cash, debit and all major credit cards. Simply leave a small 10% deposit and then pay the balance prior to delivery.
See how affordable our plan can be...
With 0% finance available and no deposit on everything er well you can be reassured we always aim to work out the best deal for you.
Find out how much you can afford using our handy interest free credit calculator
After you've placed your order
Leave the rest to us… we work with an external finance company and will send your application to them who will carry out a credit check and advise us of their decision.
If you order in store you'll get a text message letting you know that your application has been accepted.
If you order online you will receive your documents through the post. Please check them straight away and if correct sign and return them to us in the envelope provided
If your application is declined, unfortunately we won't know the reason why, but will always work with you to talk through other options of paying for your new furniture.